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The process of applying for Medi-Cal involves submitting an application along with supporting documents such as proof of income, asset verification, and medical records. The application is reviewed by county social workers who assess eligibility based on federal and state guidelines. It is important to note that eligibility criteria can change frequently due to policy adjustments and budget constraints. For example, in recent years, California has implemented waiting lists for certain Medi-Cal benefits due to high demand and limited funding.